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Archives | Year: 2015

Cash payments on the decline in the UK

Figures published today show that the total number of cash payments made in the UK fell to 48% in 2014 (Payments Council). This is the first time that non-cash payment methods, including credit and debit card, cheque and automated payments, have exceeded those made by cash. These figures support a growing trend...

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The Decline Of Cash In A Digital Age

The world has entered a digital age and with this age has come the invention of many new innovative and exciting technologies and devices. However, this age has also seen the speedy decline of many things, of which cash is just one example. Is cash on it’s way out? A...

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New EU Legislation Kills Credit Card Perks

With the recent introduction of a new EU law pertaining to the capping of interchange rates comes a number of reward losses for the consumer. The new law has been introduced by the EU because of the belief that consumers have been paying the price for charges to merchants by...

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This New Health Tracker Could Also Be Your New Wallet

With the Internet of Things continuing to expand at a huge rate, more and more companies are catching on to the idea of wearable technology. To be truly successful with such technology though and to really grasp people’s attention (and make money), the market offering must be a lot more...

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How Apple Pay Might Lead The Way In The Battle Against The Card Fraud Epidemic

Online shopping is becoming increasingly popular due to people leading busier lifestyles and the rise of online “warehouses”, which are creating a one-stop shop for many, if not all, of our shopping requirements. The ease of completing the weekly food shop from the sofa, and browsing for that all important...

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How Will The Growing Mobile Payments Industry Affect Credit Card Companies?

The mobile payments industry is growing at an extremely speedy rate, with an ever increasing number of transactions occurring on a yearly basis. The year 2013 saw a figure of approximately $235.4 billion spent via mobile payments and this figure is expected to more than triple in 4 years, with...

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Move Over ApplePay – Tweet-to-Pay Arrives In The UK

Ten years ago no one had heard of the social media terms ‘tweet’ and ‘retweet’, and now, you’d have had to have been living under a rock in the most remote part of the world to be oblivious to the global phenomenon that is Twitter. The founders of Twitter have...

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Online card spend figures revealed

New figures now available show that in January, 30% of the value of all card spend was made online. This means that of the £46.5bn spent, £15.4bn was spent via the internet (The UK Card Association). With the increased use of smart phones, tablets and other mobile devices, online shopping...

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How Have Cheques Performed Recently In The UK? [infographic]

In these modern tech times of biometric payments, ApplePay and the contactless payments explosion, cheques are often seen as an antiquated method of paying for products and services but the truth is they are still very popular! With the help of some recent data from the Credit Cheque & Clearing Company, we decided to illustrate...

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Make Biometric Payments With This New Smart Wallet (No Internet Required…)

Mobile commerce is growing incredibly fast, with consumers becoming ever more familiar and comfortable with shopping on their mobile devices. However, safety and security remains a huge issue. As such, shoppers are very much open to exploring new technologies, which make shopping online and via mobile a lot easier, safer...

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