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Archives | Year: 2015

£50bn spent on cards for first time ever in one month!

Figures from The UK Cards Association show that consumers spent £50bn on cards for the first time ever in one month. The number of card transactions rose by 6.9 million to 1.06 billion in March with the majority of spending on debit cards. Card spending on services and retail sales grew by 10.3%...

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Virgin Offers Sex Pistol Credit Cards

With their funky graphics, bright colours and now rock band images, these days credit cards are becoming more like collectors’ items rather than a simple way to pay for goods and services. The latest in credit card updates comes from Virgin Money with their announcement that their credit cards will...

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The State of Cyber Security For Small Businesses

Cyber criminals are always on the lookout for new technologies and skills that will help them hack and steal from individuals and organisations across the globe. Unfortunately these criminals are, more often than not, extremely well-funded and as a result well-motivated and very busy! This makes it a lot harder...

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How to Keep Company Culture Intact as You Grow Your Business

Growing a business is hard work; not least increasing your capacity as far as your products and services go, but also in terms of your staff. Not only does recruitment take up a lot of time and money but the efforts to then retain your top staff also adds a...

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Card Payments up 10% Thanks to Contactless Tech

Recent reports on the number of card transactions occurring in the UK have shown that 2014 saw a 10% increase in card purchases from the previous year. We’ve also seen that cashless transactions have taken over from physical coins and note payments, with the Payments Council reporting that cash transactions...

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UK Card Transactions Hit Record High

Figures recently released by The UK Cards Association show card spend reached £49.6 billion in February with consumers spending £35.2 billion on their debit cards. This is an increase of over 7% on 2014 and sees debit cards continuing to outstrip credit card usage. The overall number of transactions has...

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VISA Predicts A Mobile Payments Explosion

The number of businesses accepting mobile payments has increased by a huge amount over the past year and this is, of course, as a result of the increase in the number of people using their mobiles, tablets and the like to purchase their goods and services. The advancement seen in...

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£53 Billion A Year In UK Mobile Payments By 2024

New research, which has been completed on behalf of Barclays, by retail analysis agency Conlumino, has predicted that within ten years, UK mobile payments will account for one pound in every seven that are spent. The total annual spend by mobile is also expected to exceed £53 billion by the...

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Over Half Of Europe Could Try Mobile Payments This Year

Global financial institution, ING recently conducted a Europe-wide survey on mobile banking. Over 14,000 shoppers were interviewed for the survey and when asked whether they would expect to make a mobile payment this year, 19% said they definitely would, with 32% stating that they probably would. The international survey highlighted...

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Will Tokenisation Kill PCI DSS Compliance?

The Payment Card Industry Data Security Standard (PCI DSS) was introduced at the end of 2004 with the intention to add an extra layer of security and protection for card issuers by ensuring that the minimum levels of security were met by card issuers when storing, processing and transmitting their...

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“We switched to TRANSAX because they offered a better service, lower rates and good back up” (November 2015)

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